| Redisplay Messages: Compact | Brief | All | Full Show Messages: All | Without Replies| Author: | SylvainLS  | | Posted: | Apr 2, 2021 11:14 | | Subject: | Re: Lego/Bricklink-Very frustrated with you | | Viewed: | 53 times | | Topic: | Suggestions | |
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| In Suggestions, Teup writes:
| | […]
| | Just food for thought (although not even sure I like this solution, haven't
read into it much), but in Canada the primary "debit" method that folks use is
Interac E-transfer. There are some solutions like PremierPay (with a transaction
fee of course), and can be setup with API etc. I'm assuming IBAN likely has
some other paid solutions that assist in facilitating the transaction, but again,
probably less popular due to the fees associated (even if less than PayPal).
From a buyer's perspective, it's potentially a bit easier though. And
it could probably allow BrickLink to facilitate tax collection as well.
|
|
First, “IBAN” is a misnomer, it’s just bank transfers, to be precise, an International
(not only EU) standard for Bank Account Numbers (i…b…a…n…!). It’s very unfortunate
that BL named this method this way, or, rather, it’s unfortunate it’s the name
under which it was publicized or at least collaquially adopted in some countries
(NL).
Even more unfortunate, this method actually covers many situations of bank transfers
but not all bank transfers: different currencies not only EUR, national or international
transfers but not “only EU” (or even “only Europpe”), and with or without fees
but with no way to know beforehand (depends on both seller’s and buyer’s banks).
I strongly believe BL should not have added this method, “bank transfers” was
sufficient, or should have given it a narrower meaning… and then, maybe, should
have created more than one.
| | From what I understand, several countries have their own preferred interfaces
for IBAN transactions. Outside Bricklink my Dutch customers pay by iDEAL and
my Belgian customers sometimes by Bancontact. As far as I know they're similar.
The cool thing about Stripe is that you can just accept these payments without
even knowing what they are, so adding these methods would be great for most on
Bricklink worldwide - the only exception being sellers outside the EU who only
sell domestically. (and of course it's great for the buyers in the countries
where these payment solutions are used)
The Dutch one is very popular here in spite of the fee. The fee is only €0.29
regardless of the amount, and even if a store/organisation/restaurant/etc would
offer both options, I'm assuming people just go for the onsite solution,
even if the seller passes on the fees to the buyer. That's what I do anyway.
It seems to me that offsite bank transfers are becoming less usual in daily life
here, with the main second hand trading site now also offering onsite payment.
It's going to be a matter of time before Bricklink (and Lego.com!) are going
to have to follow along.
|
In France, it’s mostly cards (with the possibility of chargeback, contrarily
to bank transfers) and I expect it will stay that way. Though, with the new
SEPA instant payment rules now in place and implemented, maybe the banks will
do something.
|
 |
| Author: | Teup | | Posted: | Apr 2, 2021 11:00 | | Subject: | Re: Lego/Bricklink-Very frustrated with you | | Viewed: | 51 times | | Topic: | Suggestions | |
|
| In Suggestions, Emporiosa writes:
| | In Suggestions, Admin_Russell writes:
| | In Suggestions, jennnifer writes:
| | In Suggestions, cosmicray writes:
| |
The trick there, is that IC only supports PP and Stripe. You can't do IBAN
with IC and collect the sales tax.
Nita Rae
|
Is IBAN an onsite payment method?
Jen
|
It is possible in theory to incorporate IBAN into an onsite solution, but apparently
it is very difficult and potentially unstable. So we consider IBAN to be offsite
only.
|
Just food for thought (although not even sure I like this solution, haven't
read into it much), but in Canada the primary "debit" method that folks use is
Interac E-transfer. There are some solutions like PremierPay (with a transaction
fee of course), and can be setup with API etc. I'm assuming IBAN likely has
some other paid solutions that assist in facilitating the transaction, but again,
probably less popular due to the fees associated (even if less than PayPal).
From a buyer's perspective, it's potentially a bit easier though. And
it could probably allow BrickLink to facilitate tax collection as well.
|
From what I understand, several countries have their own preferred interfaces
for IBAN transactions. Outside Bricklink my Dutch customers pay by iDEAL and
my Belgian customers sometimes by Bancontact. As far as I know they're similar.
The cool thing about Stripe is that you can just accept these payments without
even knowing what they are, so adding these methods would be great for most on
Bricklink worldwide - the only exception being sellers outside the EU who only
sell domestically. (and of course it's great for the buyers in the countries
where these payment solutions are used)
The Dutch one is very popular here in spite of the fee. The fee is only €0.29
regardless of the amount, and even if a store/organisation/restaurant/etc would
offer both options, I'm assuming people just go for the onsite solution,
even if the seller passes on the fees to the buyer. That's what I do anyway.
It seems to me that offsite bank transfers are becoming less usual in daily life
here, with the main second hand trading site now also offering onsite payment.
It's going to be a matter of time before Bricklink (and Lego.com!) are going
to have to follow along.
|
|
| Author: | jennnifer | | Posted: | Apr 2, 2021 10:47 | | Subject: | Re: Lego/Bricklink-Very frustrated with you | | Viewed: | 58 times | | Topic: | Suggestions | |
|
| In Suggestions, BasKrie writes:
| | | |
The problem is that we (BrickLink) cannot pay those taxes unless the seller chooses
to use an onsite payment method. We cannot force sellers to make this choice,
so it is up to these sellers to open themselves up to the larger market.
This is why some other members in this thread are advising you to contact sellers
you wish to buy from and kindly ask if they would adopt an onsite method. It
is not a lengthy process - it takes just a few minutes for those who already
have an account.
|
What Bricklink could do is inform all sellers that since mid last year they need
an onsite payment option to sell to (almost all) US buyers.
And inform them that in case of an error when trying to send an invoice they
have to check there template.
The Brexit mail was good although nothing was really said in it, but for the
US tax changes nothing has been communicated, while given all kinds of forum
posts a lot of sellers don't know about it.
|
Yes, I think there is overwhelming evidence that many sellers did not receive
the message from BrickLink regarding how the sales tax deployment directly affected
their stores. Despite all the problems and like 900 Forum posts about it, BrickLink
prefers to do nothing to solve this problem. The broken template thing was also
a bug they never addressed. Typical.
Jen
|
|
| Author: | Emporiosa | | Posted: | Apr 2, 2021 10:19 | | Subject: | Re: Lego/Bricklink-Very frustrated with you | | Viewed: | 45 times | | Topic: | Suggestions | |
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| | | | | Difficult and potentially unstable?  How so? BrickOwl doesn't seem to have
that problem, and neither do I in my own website. It works perfectly, just use
Stripe. I managed to get it to work in my webshop in no time at all.
|
Same here, I haven't had problems on BrickOwl with any of the Stripe integrations
for local or regional instant bank payments.
|
Oh right, Stripe does do debit/bank as well. Works fantastic on BrickOwl for
myself as well. I still get folks that like to do the Interac E-transfer method
(for Canada), so I'm not sure if they specifically support *all* debit features
natively but most.
|
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| Author: | Emporiosa | | Posted: | Apr 2, 2021 10:16 | | Subject: | Re: Lego/Bricklink-Very frustrated with you | | Viewed: | 43 times | | Topic: | Suggestions | |
|
| In Suggestions, Admin_Russell writes:
| | In Suggestions, jennnifer writes:
| | In Suggestions, cosmicray writes:
| |
The trick there, is that IC only supports PP and Stripe. You can't do IBAN
with IC and collect the sales tax.
Nita Rae
|
Is IBAN an onsite payment method?
Jen
|
It is possible in theory to incorporate IBAN into an onsite solution, but apparently
it is very difficult and potentially unstable. So we consider IBAN to be offsite
only.
|
Just food for thought (although not even sure I like this solution, haven't
read into it much), but in Canada the primary "debit" method that folks use is
Interac E-transfer. There are some solutions like PremierPay (with a transaction
fee of course), and can be setup with API etc. I'm assuming IBAN likely has
some other paid solutions that assist in facilitating the transaction, but again,
probably less popular due to the fees associated (even if less than PayPal).
From a buyer's perspective, it's potentially a bit easier though. And
it could probably allow BrickLink to facilitate tax collection as well.
|
|
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