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| | | Author: | eileenkeeney  | | Posted: | Mar 2, 2022 13:24 | | Subject: | Sellers not using on site payment, why? | | Viewed: | 253 times | | Topic: | Payment Methods | |
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| I thought bricklink had started using onsite payment for all sellers.
I remember reading a thread, where a seller's buyers were getting messages
indicating he did not ship to that country, and the fix was to turn on onsite
payment.
I filled a cart, and went to check out, and saw that postage had been calculated.
The postage calculation was such that I did have to remove stuff from my cart
to meet the package size required for checkout. With everything so tediously
calculated, I fully expected auto-checkout. But instead it said I would get
an invoice. At that point I was fine with it, as long as the invoice would show
the same (or very close to the same) total cost. Then I get the invoice, and
the shipping cost is the same. So I look for the link to pay the invoice, but
it isn't on the invoice. Instead there are instructions telling me to use
paypal and to use the Paypal as friend option.
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| | | | | Author: | yorbrick | | Posted: | Mar 2, 2022 13:29 | | Subject: | Re: Sellers not using on site payment, why? | | Viewed: | 83 times | | Topic: | Payment Methods | |
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| In Payment Methods, eileenkeeney writes:
| | I thought bricklink had started using onsite payment for all sellers.
I remember reading a thread, where a seller's buyers were getting messages
indicating he did not ship to that country, and the fix was to turn on onsite
payment.
I filled a cart, and went to check out, and saw that postage had been calculated.
The postage calculation was such that I did have to remove stuff from my cart
to meet the package size required for checkout. With everything so tediously
calculated, I fully expected auto-checkout. But instead it said I would get
an invoice. At that point I was fine with it, as long as the invoice would show
the same (or very close to the same) total cost. Then I get the invoice, and
the shipping cost is the same. So I look for the link to pay the invoice, but
it isn't on the invoice. Instead there are instructions telling me to use
paypal and to use the Paypal as friend option.
|
Report the seller to both bricklink and PayPal if they are trying to get buyers
to pay with friends and family.
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| | | | | | | Author: | wildchicken13 | | Posted: | Mar 2, 2022 14:47 | | Subject: | Re: Sellers not using on site payment, why? | | Viewed: | 72 times | | Topic: | Payment Methods | |
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| In Payment Methods, yorbrick writes:
| | In Payment Methods, eileenkeeney writes:
| | I thought bricklink had started using onsite payment for all sellers.
I remember reading a thread, where a seller's buyers were getting messages
indicating he did not ship to that country, and the fix was to turn on onsite
payment.
I filled a cart, and went to check out, and saw that postage had been calculated.
The postage calculation was such that I did have to remove stuff from my cart
to meet the package size required for checkout. With everything so tediously
calculated, I fully expected auto-checkout. But instead it said I would get
an invoice. At that point I was fine with it, as long as the invoice would show
the same (or very close to the same) total cost. Then I get the invoice, and
the shipping cost is the same. So I look for the link to pay the invoice, but
it isn't on the invoice. Instead there are instructions telling me to use
paypal and to use the Paypal as friend option.
|
Report the seller to both bricklink and PayPal if they are trying to get buyers
to pay with friends and family.
|
But I thought we were all friends here, no?
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| | | | | | | | | Author: | cosmicray | | Posted: | Mar 2, 2022 16:10 | | Subject: | Re: Sellers not using on site payment, why? | | Viewed: | 56 times | | Topic: | Payment Methods | |
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| In Payment Methods, wildchicken13 writes:
| | In Payment Methods, yorbrick writes:
| | In Payment Methods, eileenkeeney writes:
| | I thought bricklink had started using onsite payment for all sellers.
I remember reading a thread, where a seller's buyers were getting messages
indicating he did not ship to that country, and the fix was to turn on onsite
payment.
I filled a cart, and went to check out, and saw that postage had been calculated.
The postage calculation was such that I did have to remove stuff from my cart
to meet the package size required for checkout. With everything so tediously
calculated, I fully expected auto-checkout. But instead it said I would get
an invoice. At that point I was fine with it, as long as the invoice would show
the same (or very close to the same) total cost. Then I get the invoice, and
the shipping cost is the same. So I look for the link to pay the invoice, but
it isn't on the invoice. Instead there are instructions telling me to use
paypal and to use the Paypal as friend option.
|
Report the seller to both bricklink and PayPal if they are trying to get buyers
to pay with friends and family.
|
But I thought we were all friends here, no?
|
Friends yes, but not so much family 
Nita Rae
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| | | | | | | | | | | Author: | wildchicken13 | | Posted: | Mar 2, 2022 16:42 | | Subject: | Re: Sellers not using on site payment, why? | | Viewed: | 46 times | | Topic: | Payment Methods | |
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| In Payment Methods, cosmicray writes:
| | In Payment Methods, wildchicken13 writes:
| | In Payment Methods, yorbrick writes:
| | In Payment Methods, eileenkeeney writes:
| | I thought bricklink had started using onsite payment for all sellers.
I remember reading a thread, where a seller's buyers were getting messages
indicating he did not ship to that country, and the fix was to turn on onsite
payment.
I filled a cart, and went to check out, and saw that postage had been calculated.
The postage calculation was such that I did have to remove stuff from my cart
to meet the package size required for checkout. With everything so tediously
calculated, I fully expected auto-checkout. But instead it said I would get
an invoice. At that point I was fine with it, as long as the invoice would show
the same (or very close to the same) total cost. Then I get the invoice, and
the shipping cost is the same. So I look for the link to pay the invoice, but
it isn't on the invoice. Instead there are instructions telling me to use
paypal and to use the Paypal as friend option.
|
Report the seller to both bricklink and PayPal if they are trying to get buyers
to pay with friends and family.
|
But I thought we were all friends here, no?
|
Friends yes, but not so much family
Nita Rae
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I mean, technically speaking, everyone is part of one big family… 
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| | | | | Author: | zorbanj | | Posted: | Mar 2, 2022 13:45 | | Subject: | Re: Sellers not using on site payment, why? | | Viewed: | 69 times | | Topic: | Payment Methods | |
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| Firends and family is not supposed to be used for this. You will have no PayPal
buyer protection if you use the "friends and family" option. In addition, the
seller doesn't have to pay fees and BL cannot charge sales tax. You might
as well mail cash in an envelope.
In Payment Methods, eileenkeeney writes:
| | I thought bricklink had started using onsite payment for all sellers.
I remember reading a thread, where a seller's buyers were getting messages
indicating he did not ship to that country, and the fix was to turn on onsite
payment.
I filled a cart, and went to check out, and saw that postage had been calculated.
The postage calculation was such that I did have to remove stuff from my cart
to meet the package size required for checkout. With everything so tediously
calculated, I fully expected auto-checkout. But instead it said I would get
an invoice. At that point I was fine with it, as long as the invoice would show
the same (or very close to the same) total cost. Then I get the invoice, and
the shipping cost is the same. So I look for the link to pay the invoice, but
it isn't on the invoice. Instead there are instructions telling me to use
paypal and to use the Paypal as friend option.
|
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| | | | | Author: | Fenneke_Jose | | Posted: | Mar 2, 2022 14:39 | | Subject: | Re: Sellers not using on site payment, why? | | Viewed: | 67 times | | Topic: | Payment Methods | |
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| In Payment Methods, eileenkeeney writes:
| | I thought bricklink had started using onsite payment for all sellers.
I remember reading a thread, where a seller's buyers were getting messages
indicating he did not ship to that country, and the fix was to turn on onsite
payment.
I filled a cart, and went to check out, and saw that postage had been calculated.
The postage calculation was such that I did have to remove stuff from my cart
to meet the package size required for checkout. With everything so tediously
calculated, I fully expected auto-checkout. But instead it said I would get
an invoice. At that point I was fine with it, as long as the invoice would show
the same (or very close to the same) total cost. Then I get the invoice, and
the shipping cost is the same. So I look for the link to pay the invoice, but
it isn't on the invoice. Instead there are instructions telling me to use
paypal and to use the Paypal as friend option.
|
For orders whitin the EU, I also prefer paymend with a bank transfer instead
of Pay Pal, this because a bank transfer is a lot more common in Europa and because
of the Pay Pal fees. This way I can keep prices a little lower, than calculating
upfront the costs of using Pay Pal (one way or another way, the fees have to
be paid).
I can understand the Buyers protection part, but this is almost the same (endless)
discussion. If people insist on paying with Pay Pal and want their orders to
be shipped as cheap as possible (untracked and no insurance) and claim it back
if something happens, then I am almost obligatory to send it insured and with
tracking, because Pay Pal charges it back from me (since it's untracked),
so this also leds to extra costs. So it's also a little about trusting the
seller, I can help the seller keeping costs as low as possible (and off course
I will do my best to get the order shipped in the best and fastest way) and if
something happens I am always willing to come to a good solution. It's also
about give and take, not everything is black or white, more shades of grey 
There is also a common sense at it's place, if you receive a big order and
you cannot afford to loose that kind of money. Ship it insured and you can make
a deal with a buyer about this.
So most of the times this works for me and the buyer and there is no problem
with any buyers protection when using a bank transfer. This way I can keep cost
lower and give this back to the seller, everybody wins
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| | | | | | | Author: | yorbrick | | Posted: | Mar 2, 2022 16:46 | | Subject: | Re: Sellers not using on site payment, why? | | Viewed: | 48 times | | Topic: | Payment Methods | |
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| In Payment Methods, Fenneke_Jose writes:
| | In Payment Methods, eileenkeeney writes:
| | I thought bricklink had started using onsite payment for all sellers.
I remember reading a thread, where a seller's buyers were getting messages
indicating he did not ship to that country, and the fix was to turn on onsite
payment.
I filled a cart, and went to check out, and saw that postage had been calculated.
The postage calculation was such that I did have to remove stuff from my cart
to meet the package size required for checkout. With everything so tediously
calculated, I fully expected auto-checkout. But instead it said I would get
an invoice. At that point I was fine with it, as long as the invoice would show
the same (or very close to the same) total cost. Then I get the invoice, and
the shipping cost is the same. So I look for the link to pay the invoice, but
it isn't on the invoice. Instead there are instructions telling me to use
paypal and to use the Paypal as friend option.
|
For orders whitin the EU, I also prefer paymend with a bank transfer instead
of Pay Pal, this because a bank transfer is a lot more common in Europa and because
of the Pay Pal fees. This way I can keep prices a little lower, than calculating
upfront the costs of using Pay Pal (one way or another way, the fees have to
be paid).
I can understand the Buyers protection part, but this is almost the same (endless)
discussion. If people insist on paying with Pay Pal and want their orders to
be shipped as cheap as possible (untracked and no insurance) and claim it back
if something happens, then I am almost obligatory to send it insured and with
tracking, because Pay Pal charges it back from me (since it's untracked),
so this also leds to extra costs. So it's also a little about trusting the
seller, I can help the seller keeping costs as low as possible (and off course
I will do my best to get the order shipped in the best and fastest way) and if
something happens I am always willing to come to a good solution. It's also
about give and take, not everything is black or white, more shades of grey
There is also a common sense at it's place, if you receive a big order and
you cannot afford to loose that kind of money. Ship it insured and you can make
a deal with a buyer about this.
So most of the times this works for me and the buyer and there is no problem
with any buyers protection when using a bank transfer. This way I can keep cost
lower and give this back to the seller, everybody wins
|
Avoiding PayPal fees for a service the seller is using is also like agreeing
a total price between a huyer and seller then setting prices to a penny and adding
in extra fees as agreed, so as to avoid paying any bricklink fees. As in, they
wrong thing to do. Sellers not wanting to pay for a service shouldn't use
it.
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| | | | | Author: | Teup | | Posted: | Mar 2, 2022 15:08 | | Subject: | Re: Sellers not using on site payment, why? | | Viewed: | 76 times | | Topic: | Payment Methods | |
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| In Payment Methods, eileenkeeney writes:
| | I thought bricklink had started using onsite payment for all sellers.
I remember reading a thread, where a seller's buyers were getting messages
indicating he did not ship to that country, and the fix was to turn on onsite
payment.
I filled a cart, and went to check out, and saw that postage had been calculated.
The postage calculation was such that I did have to remove stuff from my cart
to meet the package size required for checkout. With everything so tediously
calculated, I fully expected auto-checkout. But instead it said I would get
an invoice. At that point I was fine with it, as long as the invoice would show
the same (or very close to the same) total cost. Then I get the invoice, and
the shipping cost is the same. So I look for the link to pay the invoice, but
it isn't on the invoice. Instead there are instructions telling me to use
paypal and to use the Paypal as friend option.
|
Do you mean instant checkout or onsite payment? From your description it's
not completely clear if this order was instant checkout or not (that is, whether
the invoice was generated instantaneously, or if the seller compiled it).
In this case it could have been offsite payment to avoid PayPal fees by instructing
buyers to use the Friends & Family option. It's always nice when people are
so generous with their friendships, but AFAIK it's against BL's terms.
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| | | | | | | Author: | eileenkeeney | | Posted: | Mar 2, 2022 15:20 | | Subject: | Re: Sellers not using on site payment, why? | | Viewed: | 54 times | | Topic: | Payment Methods | |
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| In Payment Methods, Teup writes:
| |
Do you mean instant checkout or onsite payment? From your description it's
not completely clear if this order was instant checkout or not (that is, whether
the invoice was generated instantaneously, or if the seller compiled it).
In this case it could have been offsite payment to avoid PayPal fees by instructing
buyers to use the Friends & Family option. It's always nice when people are
so generous with their friendships, but AFAIK it's against BL's terms.
|
There was no instant checkout (which seemed strange to me since postage and fees
were already calculated in the cart).
When the invoice arrived it did not have the on site payment option as every
other invoice I have gotten, in the last several months (since LEGO bought the
site) had this option.
There is no sales tax in my state, so that is moot.
I choose this store because it was calculating the postage for me, which caused
me to incorrectly assume instant checkout would go with this.
Anyway, I am not going to use the Friend option in paypal. I might cancel the
order, as I feel that asking me to break terms of service is a valid reason to
cancel the order.
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| | | | | | | | | Author: | peregrinator | | Posted: | Mar 2, 2022 15:24 | | Subject: | Re: Sellers not using on site payment, why? | | Viewed: | 61 times | | Topic: | Payment Methods | |
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| In Payment Methods, eileenkeeney writes:
| | There is no sales tax in my state, so that is moot.
|
That is why sellers can continue to offer offsite PayPal in your case (and in
the case of any other buyer who lives in a sales tax-free state). But the request
for friends and family is a red flag. I wonder what would happen if you paid
as "goods and services" instead. Probably nothing good.
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| | | | | | | | | | | Author: | eileenkeeney | | Posted: | Mar 2, 2022 16:40 | | Subject: | Re: Sellers not using on site payment, why? | | Viewed: | 39 times | | Topic: | Payment Methods | |
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| In Payment Methods, peregrinator writes:
| | In Payment Methods, eileenkeeney writes:
| | There is no sales tax in my state, so that is moot.
|
That is why sellers can continue to offer offsite PayPal in your case (and in
the case of any other buyer who lives in a sales tax-free state). But the request
for friends and family is a red flag. I wonder what would happen if you paid
as "goods and services" instead. Probably nothing good.
|
Not charging sales tax, to states that do not have a sales tax, is already well
handled by most systems. LEGO never charges me sales tax unless I am shipping
to someone in a State that has a sales tax. So that is not a valid reason for
not using on-site payment. I see no valid reason why this should be allowed.
I am sure it is a Legacy feature and will be changed at some point. For now,
I will just choose to not support the request even if the invoice did say "please"
when asking me to use the friend option. I am still deciding if I am going to
cancel the order or just pay using the option for purchasing goods. It does
have one rare piece, but a few other sellers have the piece. It is a low demand
rare piece.
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| | | | | | | | | | | | | Author: | wildchicken13 | | Posted: | Mar 2, 2022 16:54 | | Subject: | Re: Sellers not using on site payment, why? | | Viewed: | 60 times | | Topic: | Payment Methods | |
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| In Payment Methods, eileenkeeney writes:
| | In Payment Methods, peregrinator writes:
| | In Payment Methods, eileenkeeney writes:
| | There is no sales tax in my state, so that is moot.
|
That is why sellers can continue to offer offsite PayPal in your case (and in
the case of any other buyer who lives in a sales tax-free state). But the request
for friends and family is a red flag. I wonder what would happen if you paid
as "goods and services" instead. Probably nothing good.
|
Not charging sales tax, to states that do not have a sales tax, is already well
handled by most systems. LEGO never charges me sales tax unless I am shipping
to someone in a State that has a sales tax. So that is not a valid reason for
not using on-site payment. I see no valid reason why this should be allowed.
I am sure it is a Legacy feature and will be changed at some point. For now,
I will just choose to not support the request even if the invoice did say "please"
when asking me to use the friend option. I am still deciding if I am going to
cancel the order or just pay using the option for purchasing goods. It does
have one rare piece, but a few other sellers have the piece. It is a low demand
rare piece.
|
Reminds me of the good ol' days of BrickLink. Place an order, wait for an
invoice, go to PayPal.com, type in the seller's address and the total, choose
"Goods and Services" or "Friends and Family", click send, and mark the order
as paid on BrickLink. If a seller was nice, they would give you a link so that
you didn't have to type everything in manually. Then onsite payment and instant
checkout changed everything…
In retrospect, it is such an outdated system. Perhaps when BrickLink was founded
in 2000 it was more common to pay that way, but by the time I started using BrickLink
in 2014 most ecommerce websites took credit cards and you paid when you ordered.
No waiting days for an invoice only to find that the shipping cost is higher
than you expected, no non-paying buyers, no $2 million bogus orders…
Personally, I would pay via Goods and Services. Oregon has no sales tax, and
unless the seller is keeping close track of their PayPal balance, they may not
even notice the PayPal fee. And even if they do notice, you've got PayPal
and BrickLink on your side. But I totally understand if you would prefer to just
cancel the order entirely, seems like the seller is running a sketchy business.
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| | | | | | | | | | | | | | | Author: | Teup | | Posted: | Mar 3, 2022 04:24 | | Subject: | Re: Sellers not using on site payment, why? | | Viewed: | 59 times | | Topic: | Payment Methods | |
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| In Payment Methods, wildchicken13 writes:
| | In Payment Methods, eileenkeeney writes:
| | In Payment Methods, peregrinator writes:
| | In Payment Methods, eileenkeeney writes:
| | There is no sales tax in my state, so that is moot.
|
That is why sellers can continue to offer offsite PayPal in your case (and in
the case of any other buyer who lives in a sales tax-free state). But the request
for friends and family is a red flag. I wonder what would happen if you paid
as "goods and services" instead. Probably nothing good.
|
Not charging sales tax, to states that do not have a sales tax, is already well
handled by most systems. LEGO never charges me sales tax unless I am shipping
to someone in a State that has a sales tax. So that is not a valid reason for
not using on-site payment. I see no valid reason why this should be allowed.
I am sure it is a Legacy feature and will be changed at some point. For now,
I will just choose to not support the request even if the invoice did say "please"
when asking me to use the friend option. I am still deciding if I am going to
cancel the order or just pay using the option for purchasing goods. It does
have one rare piece, but a few other sellers have the piece. It is a low demand
rare piece.
|
Reminds me of the good ol' days of BrickLink. Place an order, wait for an
invoice, go to PayPal.com, type in the seller's address and the total, choose
"Goods and Services" or "Friends and Family", click send, and mark the order
as paid on BrickLink. If a seller was nice, they would give you a link so that
you didn't have to type everything in manually. Then onsite payment and instant
checkout changed everything…
In retrospect, it is such an outdated system.
|
Can you imagine those "good ol' days" are still every day reality in 2022
for Dutch customers on Bricklink?
Place an order, wait for an invoice, grab your identifier, enter the code to
access online banking, copy all the details of the seller to the form, submit
it, again grab the identifier to sign the transfer, mark the order as paid or
send the seller a message that you paid... All because Bricklink doesn't
care much about adding more onsite Payment methods.
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| | | | | | | | | | | | | | | | | Author: | yorbrick | | Posted: | Mar 3, 2022 05:09 | | Subject: | Re: Sellers not using on site payment, why? | | Viewed: | 37 times | | Topic: | Payment Methods | |
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| | | Can you imagine those "good ol' days" are still every day reality in 2022
for Dutch customers on Bricklink?
Place an order, wait for an invoice, grab your identifier, enter the code to
access online banking, copy all the details of the seller to the form, submit
it, again grab the identifier to sign the transfer, mark the order as paid or
send the seller a message that you paid... All because Bricklink doesn't
care much about adding more onsite Payment methods.
|
Do Dutch banks allow third party sites to set-up and control bank transfers?
I'm wondering how you expect BL to setup onsite bank transfer.
Plus, they would presumably need to do this for each bank, in each country, leading
to a very large number of payment methods that they wold need to monitor and
keep up-to-date.
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| | | | | | | | | | | | | | | | | | | Author: | Teup | | Posted: | Mar 3, 2022 05:52 | | Subject: | Re: Sellers not using on site payment, why? | | Viewed: | 59 times | | Topic: | Payment Methods | |
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| In Payment Methods, yorbrick writes:
| | | | Can you imagine those "good ol' days" are still every day reality in 2022
for Dutch customers on Bricklink?
Place an order, wait for an invoice, grab your identifier, enter the code to
access online banking, copy all the details of the seller to the form, submit
it, again grab the identifier to sign the transfer, mark the order as paid or
send the seller a message that you paid... All because Bricklink doesn't
care much about adding more onsite Payment methods.
|
Do Dutch banks allow third party sites to set-up and control bank transfers?
I'm wondering how you expect BL to setup onsite bank transfer.
Plus, they would presumably need to do this for each bank, in each country, leading
to a very large number of payment methods that they wold need to monitor and
keep up-to-date.
|
The Dutch onsite interface for this is called iDeal. It can be enabled by pretty
much checking a box in Stripe's settings. Some other countries have similar
things, and they are all supported by Stripe. For my business outside BL, I just
checked pretty much all of the boxes in the settings. Great thing about Stripe
is, I have no idea how my buyers are paying, but it's all funneled into my
account
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| | | | | | | | | | | | | | | | | | | | | Author: | cosmicray | | Posted: | Mar 3, 2022 08:16 | | Subject: | Re: Sellers not using on site payment, why? | | Viewed: | 34 times | | Topic: | Payment Methods | |
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| In Payment Methods, Teup writes:
| | The Dutch onsite interface for this is called iDeal. It can be enabled by pretty
much checking a box in Stripe's settings.
|
Plus the site/marketplace has to enable it. possibly with payment_intents. Then
it would become available (to buyers in NL).
Nita Rae
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| | | | | | | | | | | | | | | | | | | | | Author: | yorbrick | | Posted: | Mar 3, 2022 08:31 | | Subject: | Re: Sellers not using on site payment, why? | | Viewed: | 34 times | | Topic: | Payment Methods | |
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| In Payment Methods, Teup writes:
| | In Payment Methods, yorbrick writes:
| | | | Can you imagine those "good ol' days" are still every day reality in 2022
for Dutch customers on Bricklink?
Place an order, wait for an invoice, grab your identifier, enter the code to
access online banking, copy all the details of the seller to the form, submit
it, again grab the identifier to sign the transfer, mark the order as paid or
send the seller a message that you paid... All because Bricklink doesn't
care much about adding more onsite Payment methods.
|
Do Dutch banks allow third party sites to set-up and control bank transfers?
I'm wondering how you expect BL to setup onsite bank transfer.
Plus, they would presumably need to do this for each bank, in each country, leading
to a very large number of payment methods that they wold need to monitor and
keep up-to-date.
|
The Dutch onsite interface for this is called iDeal. It can be enabled by pretty
much checking a box in Stripe's settings. Some other countries have similar
things, and they are all supported by Stripe. For my business outside BL, I just
checked pretty much all of the boxes in the settings. Great thing about Stripe
is, I have no idea how my buyers are paying, but it's all funneled into my
account
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Presumably that still has the Stripe fees associated with it, if it is going
through Stripe and not free as it would be if you did a manual bank transfer.
Aside from the level of the fees, PayPal is somewhat similar concerning the origin
of the transaction. You don't know how the buyer is paying (existing balance,
debit card, direct debit through their bank account or credit card).
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| | | | | | | | | | | | | | | | | | | | | | | Author: | Teup | | Posted: | Mar 3, 2022 10:21 | | Subject: | Re: Sellers not using on site payment, why? | | Viewed: | 75 times | | Topic: | Payment Methods | |
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| In Payment Methods, yorbrick writes:
| | In Payment Methods, Teup writes:
| | In Payment Methods, yorbrick writes:
| | | | Can you imagine those "good ol' days" are still every day reality in 2022
for Dutch customers on Bricklink?
Place an order, wait for an invoice, grab your identifier, enter the code to
access online banking, copy all the details of the seller to the form, submit
it, again grab the identifier to sign the transfer, mark the order as paid or
send the seller a message that you paid... All because Bricklink doesn't
care much about adding more onsite Payment methods.
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Do Dutch banks allow third party sites to set-up and control bank transfers?
I'm wondering how you expect BL to setup onsite bank transfer.
Plus, they would presumably need to do this for each bank, in each country, leading
to a very large number of payment methods that they wold need to monitor and
keep up-to-date.
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The Dutch onsite interface for this is called iDeal. It can be enabled by pretty
much checking a box in Stripe's settings. Some other countries have similar
things, and they are all supported by Stripe. For my business outside BL, I just
checked pretty much all of the boxes in the settings. Great thing about Stripe
is, I have no idea how my buyers are paying, but it's all funneled into my
account
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Presumably that still has the Stripe fees associated with it, if it is going
through Stripe and not free as it would be if you did a manual bank transfer.
Aside from the level of the fees, PayPal is somewhat similar concerning the origin
of the transaction. You don't know how the buyer is paying (existing balance,
debit card, direct debit through their bank account or credit card).
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The fee for iDeal is €0.29 and no percentage fee, so it's only slightly more
expensive than a completely manual bank transfer. Usually too little to resort
to the extra hassle of doing it manually even if the seller would pass on these
costs.
Yes, with PayPal people can source it in different ways, but the nice thing about
Stripe is that it shows the customer the usual checkout interface that they are
used to, without mentioning "Stripe" anywhere. It's a seamless integration
whereas with PayPal AFAIK you are still aware that you are paying by PayPal.
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| | | | | | | Author: | 1001bricks | | Posted: | Mar 2, 2022 15:21 | | Subject: | Re: Sellers not using on site payment, why? | | Viewed: | 60 times | | Topic: | Payment Methods | |
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| | | It's always nice when people are so generous with their friendships, but AFAIK it's against BL's terms.
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Oh much more: PayPal have your full ID/Bank refs, VISA, and many infos about
your Credit and risk.
If they close your account for PayPal's TOS violation, then chances are it's
for (your) LIFE.
I wouldn't play with this.
Like being a company and accepting "friends" payments.
A company has no friend. We DO have some, but not on PayPal 
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USA, Oregon
United Kingdom, England
Netherlands, Noord-Holland
France, Provence-Alpes-Côte d'Azur